Despite interest rates decrease, homeowners wait to refinance - al.com

Despite interest rates decrease, homeowners wait to refinance - al.com: "Amanda Landry has a question for those waiting to see interest rates dip lower before they refinance homes or buy property: 'Why be greedy?'

'I have a list of people who want 4.5 percent while I have 4.6 percent,' said Landry of Amicus Mortgage Group's Gulf Shores office. 'It's not going to make a big difference in your payment.'"